Re: I am sooo not happy with our finances.
I know what you mean about not budgeting before marriage. If you live reasonably it is easy to not actually sit down and write out a budget. I used to do that...those were the days.
The only way that I can think of to help you is if you can give us an approximate amount that you spend in each category and maybe we could help you with specific areas. Also if you could list your talents and hobbies and tell us what part of the US you live in because that will impact costs.
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