(Nodding head) Yep! I hear this all the time: "But I don't have money to go to a hotel room for the weekend!" Well...can you afford to lose half of everything you own? Including half your paycheck and half your time with your kids? If you can't afford to lose all that, THEN FIND A WAY TO GET TO A HOTEL ROOM FOR A WEEKEND!!
It may help to think of it as an investment in the Love Bank

bearing interest that compounds daily.