Originally Posted by birthdayfire
My experience is: obviously those CC are not legally your problem since it's not your name.
Again, you'll want to mention the state you are in because that legal advice is very much wrong in some community property states. For instance in California you would first need to show that you and your spouse have never co-mingled assets, have always maintained separate bank accounts, etc. If at any point in the marriage you co-mingled assets then you are both equally liable for each other's debts, regardless if you were aware of them.