Originally Posted by Mike188
In my situation everything has gotten paid and I am paying all the bills out of my new account. She is supposed to re-imburse me for half of it. We'll see how that goes. The account was at the bank that I get business loans at and I've had a good relationship with for 10 years. No way I will let OD's or drama creep into that part of my life. I saw it as a strategic move to PREVENT stupid crap from happening. Just eliminated any chance of problems happening right from the beginning. All bills being deducted out of our old account are now being deducted out of my new account. She was mad at first but has accepted it. But she has some strange idea of what life after divorce is like. She wants to live next to me so that we can still be partners and help each other. I don't want to do that.
"....partners and help each other...." WTF! Yeah, I agree with you, I don't think so. Sounds an awful lot like it would be Purgatory to me.
I think closing ALL joint accounts is the way to go, my problem is that in order to close joint accounts we would need to open new single accounts under our own name to transfer half the balance from the joint card so that we can pay off our respective halves. I guess that would be OK but I am concerned that whatever new credit card account I would open would carry a higher interest rate since our credit is not that great due to all the student loans we have - which is another story in and of itself. All debt incurred for our 3 childrens college loans are under my name only. I would go bankrupt if she decided to stick me with that - thank good she is being very fair about the finances. I am not sure if I can re-cast those and split them up half and half for us. I better be able to do something with that.
Anyway, it won't be fun going through that exercise but, in your case, as far as her telling me she will pay me back - I dunno about that. What if she finds OM, and that person is not happy with her paying you back anything. Gets her to change her mind or convinces her that she doesn't owe you anything. A million things can happen where she wouldn't/couldn't pay you back. Man, I would cut that off immediately. Demand an even split, get it done and move on.