| | Re: Cheap Husband
Have you sat down with your husband and discussed your financial goals ?
Sounds like he is maybe thinking long term and your thinking short term... and he maybe has more financial intelligence than you do.
You should sit down with him and go over all the marriges financial
plans... educate yourself on the subject of finance, debt, insurance, and all related matters and see if you can understand why he does what he does.
Getting mad because he won't buy you the 8,000 dollar car you want will not help the situation.
also to note, right now the govt is giving 3500 to 4500 dollars for certain older vehicles as long as you buy a brand new one...
so the more you are educated on whats going on, the better you can discuss things and maybe even get a new car, not some 8,000 dollar mess.
I did not know much about finnacial matters until my mid 20's...
and I ran across some TIGHTWAD GAZETTE books. It opened my eyes and I followed some of the principals of the books so I could be debt free. By the age of 37 I was not only debt free, I kept living below my means to where I'm going to be able to retire early. Oh how much more I could have saved if I was married to a mechanic. Cars are the very worst investment, you might as well open the windows while driving at 90 MPH and throw the money out the window. Because of the absolute need of a car and no mass transit in my area at all.. I was forced to buy those 8,000 cars for awhile.
Now because I am able I only buy new and I drive and drive them until they are total junk and not worth 500 dollars.
After my husband retires I will buy one more car, a newer economy car and drive it the rest of my life. Cars are the worst investment of any investment there is.
I suggest you educate yourself about economic and financial aspects and also talk with your husband about his. He could be the millionaire next door mentality, which isn't a bad thing.
Another option is for you to go buy your own car and make the payments yourself.