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Old 10-20-2009, 11:33 AM   #1 (permalink)
EarlyBird
Registered User
 
Join Date: Oct 2009
Posts: 12
Default I am sooo not happy with our finances.

I have been a SAHM for about 3 years now and for the past year, my husband has been the sole provider. I used to have my own business and I was the major bread winner. I am so tired of barely making it.

I am kinda in a catch 22 because my husband travels and has a weird schedule. If I went back to work, we will not be able to afford daycare. Then when I add the amount I would have to pay for gas to get to work, I would be in the red. And unfortunately, I do not have any family members nearby that can take care of my little ones while I am work. My mom-in-law has Parkinson's so she is not physically able and my mom does not live in the state I do. All my other relatives and friends work.

I am not used to this. Before being married, I did not have to budget. I just pay for what I needed when I needed it. I paid my bills as soon as the bills came in. Now I have to decide which bills need to be paid now and which ones will have to wait until next month or the month after that. My mortgage has not been paid for October and before being married, I was never late. Today, I have been late 8 times in the past year. When I think about all the late charges, I shudder because that could have paid a bill.

I am resentful because I feel stuck. Does anyone have any suggestions of something I can do at home? I really want to make money so I don't have to keep depending on my husband, but to contribute in my family's financial success.
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