Re: I make ALL the money, she complains we are broke
Have an accountability report.
Take a sheet of paper and write every single expense for both of you down. Everyday. Every penny. Keep all receipts of spending. Every week do your calculations. Then, you see where your money is going.
Break down the mortgage, car payment, insurance and large bills into
This 1/4 is what you put aside every week into the checking account. So you are breaking things into smaller amounts.
Pay bills every week as the come ,together.
If you are better with the money, you mind the account.
No atm cards, credit cards, only cash. You get an allowance, both of you. You don't get extra. Try it for 1'month see how it's works. It's a lot more work but it should help you.
After you are bit steady on your feet, go see a financial planner. Take your wife with you. Pay the few $$$ and it will be worth every penny.