Re: try to talk to husband about budgeting better
Have you told him that the savings is off limits?
Like others have said, set up a budget. X amount for food each month, split into 4 8-day weeks. That way you won't spend all the food money in the first week. It is easier to stop buying food for just a couple of days, than for 2 weeks if the $ is spent to fast.
Allow a specific amt. for other things, and when it is gone that month, it is gone. Each of you should have some "mad $" to do with what you want. Seriously, ours is only $20 a month each, because we are paying down debt H allowed to accumulate, shuffling $ around to keep us above water, all the while the main debt was growing.
Having a budget is awesome! Have you looked into Dave Ramsey? It is a good starting place. Your husband needs to be on board for it to work. You can have monthly meetings to discuss the budget and adjust is as you need.