need financial advice..husband is greedy
To explain our situation, been married for 24 yrs, we each have our own checking and savings accounts at two separate banks (my accounts at bank A, his accounts at bank B)...there is no joint account between us. We had our accounts at these banks when we met, so never changed anything.
Husband has a good job, and several thousand $ in his savings, I am on disability and my income is a 1/3 of his annual income. I have very little in savings, due to my income. The only debt we have is paying for our own vehicles and monthly household expenses, which each of us pay half of each bill per month.
He wanted to buy a camper for $10K a few years ago, fine with me. He paid for it from his savings account. NOW comes the scenario...we receive approx. $3k-$4k in tax refunds each year. HE thinks I should give him ALL of the tax refund to put back into HIS savings account until the camper is paid for in full of the purchase price of $10K.
I say NO I should give him HALF of the total purchase price for my half ownership of the camper. IF I give him the total of $10K to replenish HIS savings account, then isn't he getting HIS half of the camper for free?
When this happens I am getting none of the tax refund because it is all going into his savings account that I do not have access to. No wonder I do not have any savings to speak of....he is making me give him the entire tax refund.
Please tell me if I am right or wrong, would like your opinions. He is very head strong and gets PO'd when he does not get his way. What should I do? When I try to talk to him about this he gets mad and then I get the silent treatment for 2 days. He will not sit down to talk anything out.