Financial Problems in MarriageWhen financial times are tough, it adds to the stress we deal with on a daily basis. This section is for talking about how financial problems affect our relationships and ways to cope.
You can do it yourself for free.
A few claims companies charge an upfront fee as well as a win fee. Beware if you are going to do this – never pay upfront, stick with no win, no fee.
We approached the banks direct. They put road blocks up. They could not help us. They said. Well, actually, the cheeky bu**ers actually said they could help us with our financial problem by selling us a new loan!!
We contacted a delightful young lady who sorted multiple claims out for us and got the first cheque for us within 8 weeks. Even though the bank told us we were entitled to nothing.
Yes, you can try to do it on your own. But my wife found someone who does no win, no fee work. And she does work for her money. She was able to spot when the bank were trying to trick us and dealt with that.
I haven't had PPI for years and yet I still get three calls a day offering to get me my money back....have you actually got the money? What PPI did you get??
If the firm, or the FOS , agree that you were mis-sold the insurance, you should get back all the premiums you have paid, with interest added.
If you weren't mis-sold the policy in the first instance but were screwed over subsequently when you went to cancel the cover, if you cancelled a single premium policy, the firm should give you a "FAIR" refund. If you feel that the refund wasn't fair, challenge it (oh bloody bother !!)