Should asking for someone's credit report be a normal part of preparing for marriage?
Today, financial disputes are one of the most popular reasons listed as a cause for divorce. One or both persons in these marriages often say their partner betrayed their trust or was misleading about financial issues. For some, their former spouse hide debt problems from them, while others were never told about off-shore accounts and other secret money reserves. In these cases, financial secrets ultimately led to broken marriages, but could these situations have been avoided? This question has motivated many people to gain a better understanding of their potential spouse's financial endeavors through the use of credit reports. While asking for someone's credit report in lieu of marriage may have been considered inappropriate in the past, it seems to be more normal behavior today. In fact, some would say this request creates more trust and strengthens the relationship, but there are others that feel offended by this request. These individuals often resent their lovers for not trusting their word. After years of bonding and consistent behavior, they don't feel a need to further prove their worth as life partners. This request makes them feel unappreciated and suspicious of the requestor's motives. Some would even go so far to consider this request a poor man's prenuptial agreement and end the relationship because of a perceived lack of trust. With so much potential for disaster, is this request worth the risk? Based on its growing popularity, many people would say yes, but how do you feel? Would you feel offended if your potential spouse asked for a copy of your credit report after years of dating? Is this something you would request from your potential spouse?