chloe25

Hi you all

I am new here and away from family and too embaresed to go cry to mommy so i really need someone to listen to me and tell me what to do straight.

I'll start from the beginning:

I was in last year university studying sciences. I was taking student loans to pay for my school because i wanted to be independent; however, my family had provided me with the best life and pocessions that they could.

I met my husband (my boss) during a summer job and fell in love with him. When I met him he came off as a very rich and cultured man. Even though I did come from a rich family, i strongly appreciated the value of money and constantly questioned him on his spending habits. However, I was always told never ask the price, just buy it. Thinking that he was financially secure he asked me not to work after graduation; so i spent my time volunteer tutoring inner city kids.

we got married a while later and omg that is when i found out about the financial holes. it has been 2 years and he is 50K in debt. We went through a similar thing last year and he promised me he would stop and have better financial management so for a few months we did not go out, eat out or do anything.

Now a year later, he forced me to move from a major metropolitan city to a small town with no life so he could save money. He makes over 10k a month but it is all going to debts and loans.

I am a highly educated person but cant find a job here so i got a minimum wage job so i can at least pay off my student loans. But what do you know? he had collection agencies after him and he even took my savings and i had to tell loan people that i am getting a divorce and i am broke.

We keep fighting and i am getting sick of this. He promised he would solve this. When he convinced me to come to this small town he promised i can go and visit my family every other week, now it has been 4 months and he cant even afford to take me to the movies.

I can't go home for christmas. I'm working a minimum wage job and his darn debts never seem to end. he has exhausted all of his financial means.

I do want to go to my family but my siblings have all got a life of their own and i can't become a bother to them and my mother is on a business trip abroad and she is physically disabled so i can't stress her anymore.

He has taken all my money, happiness, freedom, friends and life. I am so depressed i don't know what to do.

It is sooo cold in this northern Canadian city and i have never been exposed to this kind of cold. I have no money, no friends, no family and I don't know what to do. I do love him but now i wonder if i really do.

what should i do?

angcakes35

Hi,

I am new to this as well but I know where you are coming from in a round about way. My husband has the worst credit history in the world and we get collection letters as well.. It sucks..

BUT my advice is to go to your family, not for the financial support because I understand you dont want to add to their woes, but for emotional support. When it comes down to it, our family and close friends are the ones who give us the best advice and get us through all the rough times. I have gone to mine quite a bit lately..

theresagail

1st off you should not have your $$ mingled in with his- you need to get your own savings and checking IN YOUR NAME ONLY. Start saving Up-- I would not go running home to your family-- this is your issue not there's you can fix this- but you will need to stay put for a bit-- the $$ that was taken from you,tell him that you want that money back ASAP per it was your money not his, ANd start to Save Save Save if you have any debt in your name PAY it off if you both have Credit cards togethor close them out and get them paid - Tell him you need to take control of the bills and all of the money because things have gotten so outta hand etc.. Time to have a talk with him.