12-26-2009, 11:42 AM
Join Date: Nov 2009
| | Re: My husband does not trust me...I need advice (pretty lenghty)
Hard to believe nobody answers these posts, are they spam or....?
I'll take a stab at it anyway, from my perspective you both have serious money issues, my wife is about $1500 in debt again, and I take it very personally, it's very high on our list of problems. Your amount of debt would send me to the psych ward, it's more than my mortgage!
You need to seek some kind of money counseling and work TOGETHER to get control of your finances, and explore all the possible options to get out of debt, a pro should be able to help you but it won't be easy, expect many years of not even being able to afford a coffee on your way to work.
Just for perspective....We have zero debt other than my wife's amount and our mortgage yet I STILL don't feel I can afford a coffee on the way to work, money coming in (minus 10% for savings, assuming you plan on retiring someday) has to be greater than or equal to money going out.