Then twice a year we hold a benefit yard sale and donate all the funds we make to a charity that we pick as a family.
See, now there is something I bet YOU have a hard time with, Because I know your husband works REALLY hard, too hard for what you all have, but by no means would you consider yourselves "rich" in the sense society would (but consider yourselves blessed) , but you always take the time & the effort to give something to charity- to help others, even volunteering for such causes. I bet it bugs you when the rest of us may be a little lax--in this area, cause you figure..."I can do this.....why can't you?".
I think all of us "speak out of that" to some degree. (I know I do when I hear smaller families who make $100,000 more than us complaining they can't afford to live).
You have me well beat Trenton, I am not a big giver to charities. I do give to my Church to some degree (never this 10% thing or I would likely starve my children), to help a friend in need.... beyond that I pretty near SUCK. I could probably do a little more.
All of us can "SAVE" in so many ways in our marraiges -just look at some of your examples. ....except HEALTH CARE & Lawyers.... if you have LOUSY health insurance (I feel bad for the self employeed what they are required to pay is unbelievable) or if you have pre-existing health issues and can't get insurance - and God forbid you get sick, one trip to the Hospital, that might cost the price of your house!! And the cost of some of these perscriptions!!! Or you find yourself facing a court battle & paying these atrocious Lawyer's fees. I can't even imagine!! Having Good Health insurance, I have always felt, is like making thousands more, cause it saves you from catastrophic financial ruin.
For anybody in those situations, my heart goes out to them.