Re: Wife is too exposed during massage
I have many, many massages from therapists of both sexes and NEVER had my naked butt or breasts exposed. Professional therapists would, IMO, never even ask. I tend to lie nude under the sheets, but panties and/or bras are normal for many women even with a female therapist. Professionals are trained to work around this type of clothing.
Your wife is pretty much a massage novice if she thinks this is a normal masseuse request, and the dude is taking advantage of her. Or she knows darn well that this is not typical and she's complicit in the indiscretion.
I live in the US and have no idea about standards elsewhere, btw.