I'm not sure where to post this? Mods - please move if need be...
Baby Boomer, I remember my grandfather plowing the fields of his farm near to Elkhart, Texas with Mules as a toddler....
Question is: Retire now or wait till end of 2019...???
Zeroing in on retirement after 40+ year in the oilpatch. Been whoring/working international permanent married accompanied basis since 2003 on the Dark Continent and offshore....Kept our home in Texas for the professional student to live in while pursuing yet another degree. Thats OK as our home is in The Woodlands and we can sell it if need be. I was always leary to sell it over the years in case MegaOil called me home to work in the home office. Thank goodness that never happened...
For a Blue Collar man and gal from East Texas to have our "problem" is a wonderful thing. Would like some feedback please.
I'm really struggling here....Target date to depart Nigeria to Texas is 31-Dec-19. Here is the struggle / issue....Could go today and be very well off. What's well off to this East Texas man...about $10K net per month that is Cost of Living Adjusted at 3% inflation rate per year.
However by just putting up with the work requirements for 18 more months, really 14 months due to vacation we will net after tax about + $1,500 net more bring home monies per Month by staying to Target date vs going to Texas today.
This is all Inflation adjusted at rate of 3% per year....
Really struggling here...the extra $$ would be contingency if need be and most likely would be fully discretionary fun $$.
Vacations are booked to Texas for 2018 and Vegas for March Madness 2019 to gambooool it up on the pokerzzzz tables while Ms. gamboolgal sets money on fire in the slots.....ha...good fun......thats a benefit of international....being able to set the monies on fire at the poker tables, the Pits and for Ms. gamboolgal.....setting hundos on fire at the Slots....
thats about 35 year ago...
I have no illusions of living to see 3 digits....been exposed to carcinogens and poisons for the last 40+ year and lots of years physically working/abusing my body, spinal surgery 10 year ago........lots of men my age have already crossed the Jordan...
But I have been working management the last 8 years - so the living offshore is ..... in the past for me now....
Regardless of when I pull the plug, Ms. gamboolgal is well off - as in very well off as I have every insurance available...so no worries for her. Thats a good thing and money well spent to take care of her. She's earned it - we moved 14 times the 1st 20 year of marriage....good times ! The ebb and flow of the struggle of life....She followed me to anywhere and never a question on her part.... From Hell to Heaven to Purgatory....She never questioned or hesitated....God Bless them Texas Gals !!
So having enough Net money per month to live comfortably NOW - Versus about $1,500 Net more per month by hanging on till end of 2019. Does it matter ?
I know that this is highly subjective and personal, and we know there is not a Right or Wrong answer.
Just wanting to hear what folks have to say.... If you've made it this far....Thank You...
gamboolman & Ms. gamboogal...
Ms. gamboolgal is heaven on earth... I think I know the "right" answer...
Life's a Dance And You Learn As You Go.........
gamboolman....
Baby Boomer, I remember my grandfather plowing the fields of his farm near to Elkhart, Texas with Mules as a toddler....
Question is: Retire now or wait till end of 2019...???
Zeroing in on retirement after 40+ year in the oilpatch. Been whoring/working international permanent married accompanied basis since 2003 on the Dark Continent and offshore....Kept our home in Texas for the professional student to live in while pursuing yet another degree. Thats OK as our home is in The Woodlands and we can sell it if need be. I was always leary to sell it over the years in case MegaOil called me home to work in the home office. Thank goodness that never happened...
For a Blue Collar man and gal from East Texas to have our "problem" is a wonderful thing. Would like some feedback please.
I'm really struggling here....Target date to depart Nigeria to Texas is 31-Dec-19. Here is the struggle / issue....Could go today and be very well off. What's well off to this East Texas man...about $10K net per month that is Cost of Living Adjusted at 3% inflation rate per year.
However by just putting up with the work requirements for 18 more months, really 14 months due to vacation we will net after tax about + $1,500 net more bring home monies per Month by staying to Target date vs going to Texas today.
This is all Inflation adjusted at rate of 3% per year....
Really struggling here...the extra $$ would be contingency if need be and most likely would be fully discretionary fun $$.
Vacations are booked to Texas for 2018 and Vegas for March Madness 2019 to gambooool it up on the pokerzzzz tables while Ms. gamboolgal sets money on fire in the slots.....ha...good fun......thats a benefit of international....being able to set the monies on fire at the poker tables, the Pits and for Ms. gamboolgal.....setting hundos on fire at the Slots....
I have no illusions of living to see 3 digits....been exposed to carcinogens and poisons for the last 40+ year and lots of years physically working/abusing my body, spinal surgery 10 year ago........lots of men my age have already crossed the Jordan...
But I have been working management the last 8 years - so the living offshore is ..... in the past for me now....
Regardless of when I pull the plug, Ms. gamboolgal is well off - as in very well off as I have every insurance available...so no worries for her. Thats a good thing and money well spent to take care of her. She's earned it - we moved 14 times the 1st 20 year of marriage....good times ! The ebb and flow of the struggle of life....She followed me to anywhere and never a question on her part.... From Hell to Heaven to Purgatory....She never questioned or hesitated....God Bless them Texas Gals !!
So having enough Net money per month to live comfortably NOW - Versus about $1,500 Net more per month by hanging on till end of 2019. Does it matter ?
I know that this is highly subjective and personal, and we know there is not a Right or Wrong answer.
Just wanting to hear what folks have to say.... If you've made it this far....Thank You...
gamboolman & Ms. gamboogal...
Ms. gamboolgal is heaven on earth... I think I know the "right" answer...
Life's a Dance And You Learn As You Go.........
gamboolman....